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Finance

Plain-English guides to loans, credit and household money decisions, based on official lender and regulator sources.

What we look for

First brand

Which Finance brand should I check first?

Start with loanDepot if this fits your budget and use case: US mortgage lender offering purchase loans, refinancing and home equity lines of credit..

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Shortlist

Do I need a shortlist for Finance?

Use shortlists when you need a smaller set of brands before checking one brand in detail.

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Review

When should I read a review?

Read a review when one brand already looks possible and you need the bottom line, reasons to buy, reasons to skip, and what to check before buying.

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Recovery

What if none of the brands look right?

Search the need again or move back to categories so you can broaden the shopper problem before committing to a brand.

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Reviews for this purchase

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loanDepot Review: Loan Types, Lifetime Guarantee, Satisfaction Scores and the 2024 Breach loanDepot Review: Loan Types, Lifetime Guarantee, Satisfaction Scores and the 2024 Breach A research-based review of loanDepot's mortgage range, the fine print of its Lifetime Guarantee, independent satisfaction scores and its 2024 data breach.

Guides for narrowing your choice

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HELOC vs Cash-Out Refinance vs Personal Loan: How to Choose HELOC vs Cash-Out Refinance vs Personal Loan: How to Choose

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